SmartRupiya

Efficient and Convenient Online Loan Application

Experience the future of lending with our AI-powered platform. Get instant loan approvals, transparent rates, and seamless digital experience.

Why Choose SmartRupiya?

Discover the advantages that make us the preferred choice for online lending

AI-Powered Matching

Advanced algorithms analyze your profile to recommend the most suitable loan products with higher approval rates.

Simple & Fast

Complete your application in minutes with our streamlined digital process. No paperwork, instant approvals.

Secure & Private

Bank-level encryption protects your data. Your information is only used for loan assessment and never shared.

Transparent Fees

Zero hidden charges. Clear display of interest rates, terms, and repayment methods for complete transparency.

Smart Support

Personalized repayment reminders and flexible extension options to protect your credit record.

Licensed Partners

All loans are managed by licensed NBFCs ensuring compliance and security for every transaction.

Loan Products

Flexible loan options designed to meet your financial needs

Quick Personal Loan

Up to 18% APR
Loan Amount: ₹3,000 - ₹100,000
Loan Term: 91 - 365 days
Daily Interest: Max 0.05%
Processing Fee: No hidden fees

Example Calculation

₹10,000 loan for 100 days:

  • Daily interest: ₹5
  • Total interest: ₹500
  • Total repayment: ₹10,500

How to Apply

Get your loan in just 4 simple steps

1

Download App

Get SmartRupiya from the App Store

2

Register Account

Create your account with basic details

3

Submit Information

Upload required documents and details

4

Get Approved

Receive instant approval and funds

Eligibility Requirements

Simple criteria to qualify for our loans

Age 18+

Must be 18 years or older

Indian Citizen

Valid Indian citizenship required

Valid ID

Government-issued identification

Stable Income

Regular source of income

About SmartRupiya

SmartRupiya is an innovative Internet post-loan intermediary service platform, focusing on providing efficient and transparent post-loan management solutions for financial institutions, lending platforms and borrowers.

Driven by intelligent technology, the platform integrates big data analysis, automated processes and intelligent risk control systems to provide borrowers with flexible financial institutions to ensure a compliant and humanized loan processing experience.

We are committed to becoming a professional bridge connecting borrowers and lenders, empowering the post-loan ecosystem with technology, improving the collection rate while maintaining a good credit environment.

Partner Financial Institution

D O S Lease & Finance Pvt. Ltd.

CIN: U65910DL1993PTC052192

NBFC Registration: B-14.01748

Website: www.doslease.co

Important: SmartRupiya acts as a loan intermediary and does not provide loans directly. All credit-related activities are handled in full compliance by the partner non-bank financial company (NBFC).